beehiiv vs Substack

beehiiv vs Substack Break-Even Calculator

At what paid audience does a flat monthly newsletter platform become cheaper than Substack? Enter your plan cost and subscription price to find the boundary.

Newsletter economics

Compare platform cost and take-home revenue

Monthly revenue$0
Substack fee (10%)
$0
Estimated Substack take-home
$0
Estimated flat-fee take-home
$0
Flat-fee difference / year
$0
Break-even point:

Estimate assumes published US Stripe standard pricing (2.9% + $0.30 plus 0.7% Billing). Taxes, FX, discounts, and refunds are excluded.

How it works

When a flat-fee platform becomes cheaper

The simple platform-fee boundary is monthly flat cost divided by 10%, then divided by subscription price. At $49 per month and a $10 subscription, the flat-fee model becomes cheaper at roughly 49 paid subscribers. Features, migration cost, and audience discovery still need separate evaluation.

Pricing can change. Verify each provider’s official pricing page before making a decision.

Primary sources

Last reviewed: October 4, 2026